Employer Responsibility with Health Care Reform

It’s been quite awhile since I’ve written a blog on Health Care Reform, or really anything related to employee benefits.  I’ve had a lot going on in my life in the past year.  My mom passed away in January of this year (check out my blog, but grab a tissue) and I finally have the opportunity to breathe a little after that responsibility ended.  So I thought I would catch up on a few important issues. Read the rest of this entry »


Cash for Benefits, a Cautionary Note

Have you, as an employer, ever thought about giving your employees cash in lieu of benefits?  On one hand it seems kind of fair, why not give cash to en employee who is covered by their spouse’s insurance and relieve yourself from that burden? Read the rest of this entry »


Taking the Mystery out of Medicare

Have you noticed lots and lots of commercials on TV lately about Medicare plans? If you’ve seen any daytime TV lately you may have screamed at monitor  because you can’t take another one of those commercials. Rest assured, those commercials won’t last much longer because the annual election period ends December 7th. Read the rest of this entry »


A new Sheriff in Town

Did I say Sheriff?  I meant there’s a new insurance carrier in town.  Sorry about that.

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Can you Eat Really Well and Lose Weight?

Fall has finally arrived and I couldn’t be happier.  I love the fall weather the best.  The days are warm and the nights cool off and pretty soon that fall smell will arrive.  You know the one, it happens in the early evenings in fall.  I just took this photo in my backyard just to show you the leaves are just starting to change on my Japanese Maple.  Do you see the hummingbird who shot into the picture? Read the rest of this entry »


The Exciting Aspects of Insurance

Okay, I admit it, insurance is boring!  There, now I’ve said it.  Not that there aren’t many topics as far as insurance is concerned, but let’s face it, it’s kind of dull.  Is that bad to admit?  Read the rest of this entry »


3 Things You Must know about COBRA

Back in 1985, COBRA (Consolidated Omnibus Budget Reconciliation ACT) was passed and became effective in 1986.  I’ve been involved with employee benefits for so long,  I specifically remember when it all took place.  I was the benefits person at Alta Bates Hospital in Berkeley, and it was quite overwhelming.

COBRA headcover

I like this COBRA best

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