Have Pre-existing Conditions Gone Away?

Have pre-existing conditions gone away?  There seems to be a lot on confusion about pre-existing conditions.  The passing of the health care reform bill, PPACA (Patient Protection and Affordable Care Act) has caused a little confusion.  Truth be told, there are so many topics to be covered, I am a bit overwhelmed with the information myself!

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Knowing your Cost for Insurance is More than the Premium

Recently I presented a renewal to a client who at my suggestion wanted to look at alternate plan designs.  This client has the Kaiser $50 co-pay in place currently.  I always suggest looking at what else is out there just to make sure you’re aware of the options and current pricing.

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Changes for Spending Accounts in 2011

Here’s another change as a result of the Patient Protection and Affordable Care Act (PPACA).  This change affects Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) for 2011.

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