Happy Anniversary Health Care Reform

We just passed the first anniversary of PPACA (Patient Protection and Affordable Care Act).  Many positive things have happened as a result of the law.  Things that needed to happen.  The insurance carriers could have added these enhancements all by themselves without the law forcing their hand, just because it’s a good thing to do, but they weren’t listening to me!

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Helping More People to become Insured

In my professional life, I am a member of the National Association of  Health Underwriters (NAHU) the California Association of Health Underwriters (CAHU) and a local chapter, Golden Gate Association of Health Underwriters (GGAHU).  All of these organizations support  the health care reform, PPACA (Patient Protection and Affordable Care Act) in many ways.  We have great ideas on how the Affordable Care Act can be improved and of course we see a few problems with the Act as well.

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Maximus, the wellness program

Maximus the dogWhat is Maximus the wellness program?  I have to give you a little information before I identify this cool idea.  Just finished reading an article in California Broker magazine about Employer Wellness programs.  Wellness programs are designed to help employees become healthier and over time reducing the employer’s cost.  The design is more likely to help larger employers whose renewals are based on their specific plan, plan usage, and prescription drug cost.

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What’s all this stuff about ERISA?

What’s all this stuff about ERISA lately.  What the heck is it and how do I know if it applies to me?  That’s the $64 million question lately.  This is all thanks to …PPACA (Patient Protection and Affordable Care Act).

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