Helping More People to become Insured

In my professional life, I am a member of the National Association of  Health Underwriters (NAHU) the California Association of Health Underwriters (CAHU) and a local chapter, Golden Gate Association of Health Underwriters (GGAHU).  All of these organizations support  the health care reform, PPACA (Patient Protection and Affordable Care Act) in many ways.  We have great ideas on how the Affordable Care Act can be improved and of course we see a few problems with the Act as well.


There is a common goal among all of us and that is Helping More People to become Insured.  When I received an email this week from CAHU asking us (brokers and agents) to help get the word out about helping people to become insured, well, I’m all over that.  This isn’t about compensation since there isn’t any monetary incentive to get people covered, at least through this venue, but it is the right thing to do.


So here’s an important message.  Please share this information with as many people you know, friends, employees etc.  You never know who is affected by being uninsured.

The Managed Risk Medical Insurance Board (MRMIB) and Maximus (not Maximus, the Wellness Program) have released  an outreach newsletter for PCIP (Pre-existing Condition Insurance Plan) to inform readers about the program.  But how on earth will anyone know about this unless people like me help spread the word (Yes, it’s Super Lois to the rescue)!

Here’s a reminder (I wrote a blog about this some time ago) of the program.  PCIP is a partially federally funded program that gives uninsured adults (over 19) the opportunity to become insured.  The program is available for individuals who have been declined coverage due to a pre-existing condition, have not had health coverage in the last 6 months and are a US Citizen, National or lawfully present.

This program lasts until December 31, 2013, when the major portions of the national health reform begin.  At that time, federal rules will not allow insurers to decline persons with pre-existing conditions OR charge higher rates than those without such conditions.

Check out the PCIP website.


Let me know how many people you were able to pass this information onto.


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