Long Term Care insurance has taught me a few lessons in the recent past. Awhile back I wrote about my Mom and how she lives in an assisted living facility because she has Alzheimer’s. Having a loved one with an illness like that can be an emotional roller coaster for sure. Here are some of the things I’ve learned.
The Community Living Assistance Services and Supports (CLASS) Act passed as part of the Patient Protection and Affordable Care Act (PPACA) that provides benefits to workers who become functionally disabled – unable to perform their activities of daily living (ADL’s) or need substantial supervision due to cognitive impairment.